Get a Home Equity Line of Credit with NO FEES OR CLOSING COSTS at a rate of Prime minus 1% for the full life of the loan! No minimum rate floor!
Fixed Home Equity Loans also available at our lowest fixed rate of 6.64%, for terms up to 25 years, still with
no fees or closing costs. Use your HELOC or HE Loan for Home Improvement, Debt Consolidation, or to take some
time out and go away for an extended vacation! You can have your funds within 10 days of applying!
Click here to find out how to get started!
A Home Equity Line of Credit (HELOC) is a revolving line of credit with an adjustable interest rate (indexed to the prime rate, currently 8.25%, as posted every Thursday in the Wall Street Journal) that allows you to leverage the equity in your home into cash for purchases, refinancing or debt consolidation. As an added benefit, the interest on a Home Equity Line of Credit is often tax-deductible. The interest rate (APR) for all home equity lines of credit offered to customers on this site with a prime credit rating will be below the prime rate for the life of the loan. The HELOC carries a term of 25 years, with the first 10 years as the draw period. During the draw period, interest only minimum payments will be due. Please note: At this time, we cannot extend a HELOC or HE Loan behind a negative amortized first mortgage.